Job Information

TIAA Enterprise Fraud Risk Sr Associate in Denver, Colorado

Fraud Risk Sr Advisor

The Fraud Risk Senior Associate works to provide awareness and subject matter expertise on the organization's Enterprise Risk Management program framework and associated program policies. Under limited supervision, this job supports the management and oversight of business-aligned application development activities by providing advice to multiple teams and departments on how to implement and remediate necessary controls.

Key Responsibilities and Duties

  • Helps implement continuous improvement ideas to drive transparency and effectiveness of technology controls.

  • Works with managers across the organization to support consistent adherence to Enterprise Risk Management programs.

  • Coordinates with the business-aligned Risk and Compliance team to ensure the view of Cybersecurity and Technology controls is accurate and representative of all elements of business risks.

  • Assists with other operational risk programs including business continuity, fraud, etc.

  • Assists managers and other teams in assessment activities for new and existing business units to determine effectiveness and functionality.

  • Works with Risk and Compliance team to ensure that the implementation of new programs includes the identification of risks and control weaknesses.

  • May serve as a technology subject matter expert in multiple program disciplines, including Enterprise Risk Management programs.

  • Coaches and reviews work of lower level professionals.

Educational Requirements

  • University (Degree) Preferred

Work Experience

  • 3+ Years Required; 5+ Years Preferred

Physical Requirements

  • Physical Requirements: Sedentary Work

Career Level


This role supports the leaders of the Fraud Risk program in  the identification, measurement, assessment, monitoring and management of existing and emerging fraud risks across TIAA:

  • Assist in the implementation of Fraud Risk governance activities, including reporting to governance committees;.

  • Participate in the assessment of fraud in business areas across TIAA;

  • Serve as an effective challenge function to the first line of defense, including an oversight of fraud prevention, mitigation and investigation controls and processes;

  • Assist in the monitoring of identified fraud risks, issues and related controls;

  • Lead the monitoring and reporting of Enterprise Fraud Risk Appetite and other fraud metrics;

  • Partner with business and counter-fraud partners to review fraud incidents and the timely and effective escalation and remediation of fraud incidents;

  • Assist in the monitoring and in assessing of emerging fraud risks in TIAA and in the industry and support the development of guidance to CRO teams and business partners;

  • Assist with the enhancement of Fraud Risk Program including the development, review and amendments to Fraud Policy, Fraud Standards and development of  fraud training and awareness materials.


Required Qualifications:

  • 3 years of experience in fraud risk management gained in the financial services industry or in counter-fraud consulting.

Preferred Qualifications:

  • Bachelor’s Degree in Finance, Accounting, Law, Risk or Business Management.

  • Specific financial industry expertise is highly preferred (e.g. asset management, brokerage, banking, retirement and insurance.)

  • 5 years of experience in fraud risk management gained in the financial services industry or in counter-fraud consulting.

  • Certified Fraud Examiner (CFE), Certified AML and Fraud Professional (CAFP) Association of Anti-Money Laundering Specialists (ACAMS.)

Base Pay Range: $86,300/yr. - $143,800/yr.

Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary of internal peers, prior performance, business sector, and geographic location. In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary incentive programs, non-annual sales incentive plans, or other non-annual incentive plans).Â

Company Overview

TIAA is the leading provider of financial services in the academic, research, medical, cultural and government fields. We offer a wide range of financial solutions, including investing, banking, advice and education, and retirement services.

COVID-19 Vaccination

TIAA requires all U.S. employees to be fully vaccinated against COVID-19 and provide documentation of full vaccination, unless you qualify for an accommodation as determined by TIAA consistent with applicable law.

Benefits and Total Rewards

The organization is committed to making financial well-being possible for its clients, and is equally committed to the well-being of our associates. That’s why we offer a comprehensive Total Rewards package designed to make a positive difference in the lives of our associates and their loved ones. Our benefits include a superior retirement program and highly competitive health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being. To learn more about your benefits, please review our Benefits Summary ( .

Equal Opportunity

We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Read more about the Equal Opportunity Law here ( .

Accessibility Support

TIAA offers support for those who need assistance with our online application process to provide an equal employment opportunity to all job seekers, including individuals with disabilities.Â

If you are a U.S. applicant and desire a reasonable accommodation to complete a job application please use one of the below options to contact our accessibility support team:Â

Phone: (800) 842-2755


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